The "Ponzi scheme" meme refers to the fraudulent investment model named after Charles Ponzi, an Italian-born swindler. In 1919, Ponzi promised high returns from international postal reply coupons, a legitimate trade at the time, but instead used the money from new investors to pay earlier ones, creating a false appearance of profitability. The scheme collapsed in 1920 when an investigation revealed its unsustainable structure. The term has since become synonymous with any investment scam based on using incoming funds to pay returns to earlier investors, leading to massive financial losses when the flow of new money stops
How to use the Meme Generator?
The Meme Generator is a free online tool for adding custom text, images, and more to templates. Use it to
customize established memes or create new ones from scratch.
How to Make a Meme
Choose a Template: Select from popular templates, search user-uploaded templates, or
upload your own.
Add Customizations: Use the buttons next to the canvas to add text, images, stickers,
drawings, and spacing.
Create and Share: Click 'Generate Meme' and choose how to share it—via social
apps, a link, or download it to your device.
Customizing Your Meme
Move and Resize: Drag text boxes around. Enable drag/drop on mobile devices.
Text Customization: Change font color and outline, and use the gear icon to select from
over 1,300 free fonts or any installed on your device.
Stickers and Images: Add stickers, images, and effects like opacity, resizing, and
rotation.
Drawing Tools: Draw or scribble on your meme.
Meme Chains: Create chains of multiple images.
More Than Memes
The Meme Generator is versatile for creating posters, banners, advertisements, and custom graphics.
